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Tenant insurance for student renters living off-campus

Buy student tenant insurance online in minutes. 

What is student tenant insurance?

This program offers insurance coverage to students attending a Canadian university or college, but living off campus. It provides protection for your contents and safeguards you from potential loss or damage for which you may be held liable. Additionally, it helps you fulfill the requirements set by your landlord or property manager for tenants/contents insurance.

What's covered by student tenant insurance?

Marsh can help you find the right coverage for your student tenant insurance. Our customer-focused approach combines expert knowledge, efficient claims advocacy, and the ability to purchase online.

Personal Property

Personal property offers comprehensive protection for your belongings in the event of theft, damage, or loss. Students have the flexibility to choose from three coverage options for their contents, with limits ranging from $15,000, $20,000 and $25,000 (subject to a $500 deductible).

Personal Liability

Personal liability coverage provides essential financial protection against accidental damages or injuries that may occur in your rented space. Students will receive personal liability coverage of $1 million.

Additional Living Expenses

Coverage for additional living expenses is included, providing financial support in the event that students are unable to reside in their residence due to a covered loss.

Why choose student tenant insurance through Marsh?

Marsh is globally recognized as one of the leading insurance brokers and risk advisors. With 150 years of industry experience and knowledge, we understand the complexities of student tenant insurance and aim to provide comprehensive guidance and advice to ensure customers have the right coverage. 

Why do I need student tenant insurance?

Student tenant insurance is a safeguard for any student living off-campus. While it's easy to overlook the importance of insurance amidst the excitement of university and college life, having the right coverage can provide peace of mind and protect against unexpected events. Student tenant insurance offers financial protection in case of theft, damage to personal belongings, or liability for accidents that may occur within the rented property. Additionally, it can cover additional living expenses if you are temporarily displaced due to a covered event. By investing in student tenant insurance, you can focus on your studies and enjoy your university and college experience, knowing that you have a safety net in place to handle unforeseen circumstances.

As your insurance broker, we're here to help

Whether you need help with your quote, claims advice, or assistance with your policy there's a licensed advisor here for you.

Exceptional Care

Our experienced advisors are just a call away, and if you need help after hours, you can send an email and they will get back to you as soon as possible.

Claims Advice

Our licensed advisors are here to help you through claims, by providing guidance and expert advice. 

Specialized Expertise

Our advisors are experienced in personal insurance and can help you review your coverage to make sure it meets your needs.

FAQs

Frequently asked questions about student tenant insurance.

In order to qualify for this student tenant insurance program, you must be enrolled in a Canadian educational institution (university or college). If your university or college is not listed in the drop-down menu on the application page, please select "other", and then you can proceed to purchase your insurance policy. 

Your information will be validated at the time of a loss before any claims can be processed. 

Student tenant insurance typically covers personal belongings such as furniture, electronics, clothing, and other valuables. It also provides liability coverage for accidents or damages caused by you or your belongings.

The cost of student tenant insurance can vary depending on factors such as the value of your belongings, the location of your rented property, and the coverage limits you choose. It is generally affordable and can be customized to fit your needs.

Yes, you can still get student tenant insurance even if you live in a shared apartment. It is important to have your own insurance coverage to protect your personal belongings and liability, as the landlord's insurance may not cover your individual needs.

If your roommate damages the property and you have student tenant insurance, your policy may provide coverage for the damages. However, it depends on the specific situation and it is important to review the terms of your policy to understand the specific coverage and any limitations or exclusions that may apply.

Ready to get started?

Get a quote and buy student tenant insurance, online, in minutes. Get the coverage you need quickly and securely. 

Information in this webpage represents a synopsis of coverage and is provided as a reference only. The actual policy, including endorsements determines coverage. It contains exclusions, limitations and other provisions not referenced (or only briefly summarized) here and the policy should be consulted for full coverage terms, conditions and requirements. Deductibles may apply. For exact terms, definitions, limitations, and exclusions, please speak with your licensed Marsh Canada Limited insurance broker, or refer to the policy wording.