Student tenant insurance typically covers personal belongings such as furniture, electronics, clothing, and other valuables. It also provides liability coverage for accidents or damages caused by you or your belongings.
This program offers insurance coverage to students attending a Canadian university or college, but living off campus. It provides protection for your contents and safeguards you from potential loss or damage for which you may be held liable. Additionally, it helps you fulfill the requirements set by your landlord or property manager for tenants/contents insurance.
Student tenant insurance is a safeguard for any student living off-campus. While it's easy to overlook the importance of insurance amidst the excitement of university and college life, having the right coverage can provide peace of mind and protect against unexpected events. Student tenant insurance offers financial protection in case of theft, damage to personal belongings, or liability for accidents that may occur within the rented property. Additionally, it can cover additional living expenses if you are temporarily displaced due to a covered event. By investing in student tenant insurance, you can focus on your studies and enjoy your university and college experience, knowing that you have a safety net in place to handle unforeseen circumstances.
Frequently asked questions about student tenant insurance.
In order to qualify for this student tenant insurance program, you must be enrolled in a Canadian educational institution (university or college). If your university or college is not listed in the drop-down menu on the application page, please select "other", and then you can proceed to purchase your insurance policy.
Your information will be validated at the time of a loss before any claims can be processed.
Student tenant insurance typically covers personal belongings such as furniture, electronics, clothing, and other valuables. It also provides liability coverage for accidents or damages caused by you or your belongings.
The cost of student tenant insurance can vary depending on factors such as the value of your belongings, the location of your rented property, and the coverage limits you choose. It is generally affordable and can be customized to fit your needs.
Yes, you can still get student tenant insurance even if you live in a shared apartment. It is important to have your own insurance coverage to protect your personal belongings and liability, as the landlord's insurance may not cover your individual needs.
If your roommate damages the property and you have student tenant insurance, your policy may provide coverage for the damages. However, it depends on the specific situation and it is important to review the terms of your policy to understand the specific coverage and any limitations or exclusions that may apply.
Information in this webpage represents a synopsis of coverage and is provided as a reference only. The actual policy, including endorsements determines coverage. It contains exclusions, limitations and other provisions not referenced (or only briefly summarized) here and the policy should be consulted for full coverage terms, conditions and requirements. Deductibles may apply. For exact terms, definitions, limitations, and exclusions, please speak with your licensed Marsh Canada Limited insurance broker, or refer to the policy wording.