Comprehensive insurance solutions from the nation’s premier insurance carriers.
Cyber coverage may be available as a policy endorsement to the commercial insurance program, or as a stand-alone solution depending on the size and the type of operations. It is essential to include both personal and business cyber risk management and insurance solutions as part of the overall insurance program.
Providing a group of employees, executives, partners, or even a large multi-generational family with access to a group personal excess liability program is a valuable benefit that can help retain staff, maintain productivity, and help prevent personal risk from becoming corporate risk or a significant uninsured or underinsured event from causing a family substantial financial distress.Read more
Whether you’re flying a G36 Bonanza or a Cessna Citation X, owning a plane creates specialized aviation insurance needs. Owners of private aircraft may have exposures from investments in airports, hangars, aircraft, and charters. There are insurance products for each exposure as well as products for related risks involving employees and product liability.
With all of the auto insurance options available in the market, it might seem overwhelming to keep track of the coverage differences. But there are some important differences between standard auto insurance and the coverage required for any high-value, luxury, or collector car.
Large, multi-generational families with substantial assets have unique risk management needs, as do the family office risk managers and advisors who serve them. Marsh PCS creates customized personal insurance programs and risk management education to help protect families with complex structures, relationships, and exposures, and to help support, protect, and advance their associated family offices and enterprises.
Over the long run, the average American home is more likely to suffer damage from flooding than from fire. And you don’t have to live by a river, lake, or ocean for flooding to affect you. Nearly a quarter of all flood claims happen in other areas.
Seeing your home damaged or altogether destroyed is a devastating experience. You might not think that things can get any worse until you learn that your homeowners insurance does not respond as you expected. Unfortunately, many homeowners mistakenly believe that all insurance policies are the same without considering if their coverage is appropriate.
We’ve all read or heard stories about individuals hit with enormous liability verdicts that eliminate much or even all of their assets. The chances of facing anything like one of these massive lawsuits yourself may seem low. But it’s not only the wealthiest Americans who face large lawsuits. In fact, almost any of us could face one someday. Personal liability coverage is the most effective protection against potentially devastating financial loss.Read more
Our clients have complex lifestyles that require specialized insurance protection and customized solutions. That’s why, in addition to home, auto, liability and valuables coverages, we also help clients obtain specialized coverages for a broad range of unique risk exposures.
Valuable possessions, such as jewelry, fine art, silver, antiques, and furs, are afforded only limited financial protection under homeowners insurance, even when covered through a premier insurance provider. However, there is a simple way to protect valuable items against financial loss: a valuable articles insurance can be added to your homeowners policy to provide additional protection.