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Homeowners Insurance: The Foundation of a Solid Risk Management Program


Whether you live in a custom-built luxury home or a high-value historic home constructed with materials that are hard to find, you want to feel confident that if your home is damaged, your insurance policy will pay for the costs to have it rebuilt and restored to its original splendor. 

Unfortunately, many homeowners mistakenly believe that all insurance policies are the same and pay their insurance premiums year after year without giving consideration to whether the coverage they have is appropriate. 

There are many factors and considerations to address when securing appropriate protection for your home including where the property is located, whether it’s a primary or secondary home, if it’s a historic home with a lot of architectural detail or newly constructed condominium, and more. 

Ensuring that your home is properly protected is the foundation of a solid personal risk management program. Review the information in our white paper and consult with an expert personal risk advisor to gain insight and advice around the coverage details that are most appropriate for your situation.