Personal Risk Matters

Perspectives on timely and trending topics from our insurance and risk experts.

Blog Listing

Summer is Here! It’s Time for Fun in the Sun…and Liability Risks

Posted on Wednesday, July 31, 2019

The season for relaxation, travel, and outdoor activities has arrived, and along with it, an assortment of risks. Let’s take a look at some of the obvious as well as some more unassuming liability exposures to consider.

Read more

National Flood Insurance Program: What You Need to Know in the Event of a Coverage Lapse

Posted on Friday, May 31, 2019

Short-term reauthorizations have been implemented to extend the National Flood Insurance Program (NFIP) however, consulting with your advisor can help you to understand what a potential coverage lapse could mean to your overall flood insurance program. 

Read more

Purchasing a New Home in California – Insurance Considerations

Posted by Robert Pritula Friday, May 24, 2019

Guidelines for insuring homes in California are becoming more stringent, and insurers are becoming increasingly more selective about the homes and areas where they will write business. Here are some points to consider when shopping for your new home.

Read more

2019 Yacht Insurance Market Update

Posted by Howard Brod Wednesday, March 13, 2019

Following years of soft market conditions in the personal yacht insurance segment, we are now in the midst of an unprecedented market correction. Years of overcapacity, underpriced risks, and the impact of back-to-back hurricane seasons has finally taken a toll. 

Read more

Natural Disasters: Understanding the Impact on the Personal Insurance Market and the Insured

Posted by Kimberlee Connell Wednesday, March 13, 2019

Since 2002, the frequency of weather events in the US has doubled. There have been significant increases in both frequency and severity in all categories of weather including winter storms, hail, flooding, wildfires, and other catastrophic (CAT) events.

Read more

Understanding Wildfire Losses and California Insurance Legislation

Posted by David Abbene Tuesday, February 05, 2019

After two of the most destructive years of wildfire losses, the state of California has passed new legislation to support impacted homeowners with their recovery and rebuilding efforts. You may have heard about the new California wildfire insurance legislation in news reports or on social media. 

Read more

Planning to Loan or Gift Art?

Posted by Beth DeWalt Wednesday, December 19, 2018

Collections require appropriate insurance solutions that take into account their special nuances, including rarity and changes in valuation, which may be affected by loans or gifts.

Read more

How Do I Protect My Family Against Liability Loss?

Posted by Lifestyle & Legacy Wednesday, November 28, 2018

The average personal injury judgment exceeds $1 million. Successful individuals and families own items or participate in activities that often contribute to higher liability risks, and most would need far more than that amount in excess liability protection to adequately secure their assets and future income.

Read more

Land-Based Yacht Exposures: Are You Covered?

Posted by Barbara Latham Thursday, November 15, 2018

While much of the joy of yacht ownership occurs while on the water, a lot of activity to manage the yacht happens on land. From crew errands to special events, there are often additional exposures present that may not be covered by the yacht insurance policy. 

Read more

Protecting Valuable Gifts Through the Years

Posted by Kimberlee Connell Thursday, November 15, 2018

With the holidays right around the corner, a loved one might be planning to surprise you with something on your wish list. Whenever you receive high-value gifts, be sure to secure appropriate insurance coverage. 

Read more