Personal Risk Matters

Perspectives on timely and trending topics from our insurance and risk experts.

Blog Listing

Domestic Employee and Workers’ Compensation Considerations During the COVID-19 Pandemic

Posted by Catherine Lunn Friday, March 27, 2020

As experts dissect the impact of COVID-19 and how it will impact the economy, very little seems to have been published about how this pandemic will impact domestic employees and their employers. During these times of recommended social distancing, many people can work remotely, but unfortunately, domestic workers typically do not have that luxury. 

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Bombogenesis and Pineapple Express: Funny Names for Serious Flood Risks

Posted on Wednesday, February 12, 2020

Snow and ice accumulation, heavy rains, snowmelt runoffs — severe winter weather and spring thawing often produce prime conditions that can lead to potential flood risks. Even places where flooding has not been an issue historically are still at risk.

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Four Critical Strategic Risks faced by Family Offices

Posted by Lifestyle & Legacy Wednesday, January 29, 2020

As the world continues to become more interconnected, global risks can have a significant impact on families, particularly large, multi-generational families with related business and investment interests. Among the strategic risks faced by these families are natural catastrophes, rising wealth, generational shifts, and cyber risks.

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Yacht Maintenance and Repairs – Are You Covered While in a Shipyard?

Posted by Barbara Latham Tuesday, January 14, 2020

Yachts are generally brought into the shipyard annually for routine maintenance or repairs. These yard periods take considerable planning, and although insurance is not always the first thing that comes to mind, it’s an important piece of the puzzle. 

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Five Top Trends in the Evolving World of Cybercrime

Tuesday, October 29, 2019

According to the PEW Research Center and FBI data, property crimes, such as burglary, have declined by approximately 50% in the last 25 years. Unfortunately, crime is not declining on all fronts. Cybercrime is on the rise and continues to evolve with new threats making waves and surfacing every year. 

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Yacht Liability Exposures to Consider before Setting Sail on a Charter

Friday, October 18, 2019

Thinking about taking the plunge into the exciting world of yachting? Before diving in headfirst, many people dip their toes into the yacht life by chartering a yacht for a week or two. Whether it’s a winter vacation in the Caribbean or cruising around the Mediterranean for a summer getaway, chartering can be a great way to test the waters of yacht ownership. 

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Growing Old at Home

Posted on Thursday, September 19, 2019

Today, more successful families and individuals are choosing to stay in their homes or age in place; however, many may have not yet considered the need for accessibility modifications to update their home in preparation for the potential effects of aging, disease, or an unexpected injury.

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Summer is Here! It’s Time for Fun in the Sun…and Liability Risks

Posted on Wednesday, July 31, 2019

The season for relaxation, travel, and outdoor activities has arrived, and along with it, an assortment of risks. Let’s take a look at some of the obvious as well as some more unassuming liability exposures to consider.

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National Flood Insurance Program: What You Need to Know in the Event of a Coverage Lapse

Posted on Friday, May 31, 2019

Short-term reauthorizations have been implemented to extend the National Flood Insurance Program (NFIP) however, consulting with your advisor can help you to understand what a potential coverage lapse could mean to your overall flood insurance program. 

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Purchasing a New Home in California – Insurance Considerations

Posted by Robert Pritula Friday, May 24, 2019

Guidelines for insuring homes in California are becoming more stringent, and insurers are becoming increasingly more selective about the homes and areas where they will write business. Here are some points to consider when shopping for your new home.

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