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**Please note that the new pricing increase and coverage changes will take effect on the following days:

  • New clients: April 2, 2024
  • Renewing clients: May 2, 2024 

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Protect yourself with the BCNPHA-sponsored tenants insurance program for as little as $15/month

Protect your belongings and your peace of mind with tenants insurance, safeguarding you against accidental damage to others. 

Summary of coverage and highlights

Marsh’s Private Client Services is the administrator of this tenants insurance program which provides BCNPHA residents with the opportunity to purchase insurance to protect their contents at an affordable price.

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Replacement cost coverage limit; $500 deductible.

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Personal liability coverage.


Additional living expenses.

Program advantages, features, and benefits

Experience the exceptional service of Marsh's Private Client Services, where your insurance needs are handled by a dedicated professional. Enjoy the convenience of flexible payment options tailored to your preferences and peace of mind knowing that you have access to 24-hour emergency claims service. Trust in our expertise and let us take care of your insurance needs, so you can focus on what truly matters.

Ready to get started?

To set up your tenants policy, just follow these steps.


Download, open & complete your tenant’s insurance application. Note: approved PDF viewer required and scanned and/or hand written applications will delay the processing.  


Attach the fully completed insurance application to your email and send to


Tenant Insurance coverage will not be active until your application has been approved. Upon approval you will receive a confirmation of insurance from Marsh Canada Ltd.

Why buy tenant insurance?

Tenants insurance covers loss or damage to your contents caused by a number of insured events including; fire, smoke damage, water damage, vandalism and theft.

Tenants liability insurance provides protection in the event you cause accidental damage to another person or their property. 

Tenants contents are only covered by the landlord’s insurance where the landlord is found to be liable for the damage.

Want to view the full policy wording?

We believe in transparency, you can veiw the full policy wording by clicking here

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We have you covered! Download our ready to distribute assets from below.

Tenants insurance coverage is underwritten by Intact Insurance Company.

Information in this web page represents a synopsis of coverage and is provided as a reference only. The actual policy, including endorsements determines coverage. It contains exclusions, limitations and other provisions not referenced (or only briefly summarized) here and the policy should be consulted for full coverage terms, conditions and requirements. Deductibles may apply.  For exact terms, definitions, limitations, and exclusions, please speak with your licensed Marsh Canada Limited insurance broker, or refer to the policy wording.

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.

Your tenants insrance coverages will be placed with a program administered by Marsh Canada Limited. Marsh Canada has engaged in a competitive marketing process to offer a competitive product.  We have negotiated this Program on a group basis with the insurer but we have not acted as a broker for any individual participant. This Program may be for a term of several years and may not be negotiated annually.